Disable User Flow
Here is a quick and easy flow to disable users accounts in Salesforce.
Create a new screen flow, it will have these elements when completed:

Add a screen element
Give the header a name:

Add a message to display (Display Text component):

Add a picklist component:

Configure the choice set (type = Record):
Filter out those that are inactive or have no company name to exclude the built in accounts.

Add an Update Record element:

Save, activate and run the flow:

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Hi Jeremy, you could add a global quick action to call this flow from anywhere. To work out why your flow is not working, run it in debug mode (within the flow) and analyse each step to see if you are passing and receiving back the correct values you expect. You can also enable the debug log as well and you can get finer-grained info with that.
I created a new action and set it on the Account page layout. When I select the User and hit the next button it loads and nothing happens. The user is still active. Please advise.
Daryl,
From where do users access this flow? Is it going to reside in some page? If so, which one? How do we specify that?